To say "time is a gift" is to say that we are blessed to be here and that you should make the most out of the time that has been given to you. The comparison between saying that "time is money"and "time is a gift" is that when you are saying that "time is money" there are many things to take in. Like when one is considering "time" are you thinking the time that you are learning, moving up the corporate ladder, or making something that you can then turn around and sell. In that aspect time may be money. When choosing what way you want to consider time one might want to consider what they want out of it. If they want to take in the happiness and and joy of life or if you want it to be consumed with the need for success.